I am a mortgage professional of over 30 years and a licensed mortgage broker (Florida).  I am well-seasoned in virtually every aspect of mortgage  lending to include Conventional, FHA/VA, USDA Rural Housing,  Construction-Permanent financing, and Alternative loans.  I also have experience in commercial lending.

I do have a bit of a soft spot in my heart in working with first-time homebuyers and assisting them with the challenges that may of  them face in their quest for the "American Dream".  I do participate with several housing agencies (state & local) in providing down payment assistance,

During the span of my career I have been involved in the closing and settlement of over 2000 mortgage transactions ranging from a few thousand dollars to over $4 million.